Financing Center

Jeff Smith Kia Car Loan or Lease in Perry, GA

It can be tough to find a decent car loan, so Jeff Smith Kia is dedicated to finding you the best possible rates on a car loan in the Macon, Warner Robins and Byron area. We work with some of the nation's top lenders to offer you affordable monthly payments and the lowest interest rates available. We are a preferred source for the best car loan rates on a new Kia or used car in the Macon area.

If you decide that a loan is best for you, keep it simple - here's why you should come to Jeff Smith Kia for you next Macon area car loan.

  • Our online car loan application takes only minutes to fill out and submit.
  • We have a huge network of lenders to work with, allowing us to get you the best car loan rate your credit score allows.
  • No embarrassing bad credit situations. We provide a hassle-free and confidential experience.
  • Our no obligation application is free. Try it!


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Looking to Discover the Best Way to Auto Finance in Perry GA?

To get the Kia lease Byron GA drivers want, it often requires consulting with our auto finance experts. Loans, leases, and what your best options are can be understandably confusing for those looking for new Kia models. Fortunately for you, we can help sort through the differences to find the option that works within your budget.

Car Loans

Auto loans involve multiple lenders who provide money so you can buy your vehicle. You simply must return the favor with monthly payments and simple interest. The terms of your auto loan will vary depending on several factors including who the lender is, down payments, interest rates and more. With auto loans, you generally pay a higher rate for a shorter period of time in comparison to a lease. Further, you aren't hindered by certain agreements as you would be with a lease.

Kia Leases

Leases are almost exclusively permitted for new vehicles. With a lease, you don't own the vehicle but are renting it from the dealership. With a lease, you pay lower monthly payments for a set period of time. At the expiration of the lease, you either bring the vehicle back and switch to a different model, re-sign the lease, or purchase the vehicle you had been previously driving. Leases might be advantageous for those who don't have a problem driving under certain restrictions such as mileage and wear. Further, with leases, you also garner more variety such as new Kia models Macon drivers can discover.

Our Experts at Jeff Smith Kia Are Here For You

Kia Georgia drivers have a lot of options when they finance with our dealership. Please consult our professionals to learn more about the pros and cons of leasing vs auto loans. Then, browse our dealership's extensive inventory to find your next new 2018-2019 Kia car, or pre-owned KIa or used car. Pictures, prices and details are available for all of our new and used vehicles. And check out or updated finance specials to save even more. Please contact us if you have any additional questions.


Your privacy is important to us.

Jeff Smith Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact Us

Jeff Smith Kia

103 Iffie Road
Directions Perry, GA 31069

  • Sales: 478-988-8444
  • Service: 478-988-8444
  • Parts: 478-988-8444

Hours

  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 8:00pm
  • Sunday Closed
See all department hours

Dealership Hours

  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 8:00pm
  • Sunday Closed

Parts Dept. Hours

  • Monday 7:30am - 6:00pm
  • Tuesday 7:30am - 6:00pm
  • Wednesday 7:30am - 6:00pm
  • Thursday 7:30am - 6:00pm
  • Friday 7:30am - 6:00pm
  • Saturday 8:00am - 6:00pm
  • Sunday Closed

Service Dept. Hours

  • Monday 7:30am - 6:00pm
  • Tuesday 7:30am - 6:00pm
  • Wednesday 7:30am - 6:00pm
  • Thursday 7:30am - 6:00pm
  • Friday 7:30am - 6:00pm
  • Saturday 8:00am - 4:00pm
  • Sunday Closed